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This comprehensive guide helps Filipino beginners master their finances using the simple yet effective 50/30/20 budgeting rule. Learn how to allocate 50% of your income to needs, 30% to wants, and 20% to savings and debt repayment with practical examples in pesos, culturally relevant tips, and a step-by-step implementation plan tailored to Philippine financial realities. Start your journey toward financial freedom today with this adaptable framework that respects both your current lifestyle and future goals.

Discover practical strategies for how to budget your salary in 2025 with our comprehensive guide for Filipinos covering the 50/30/20 rule, digital banking tools, and inflation-proof techniques.

With the right strategies, managing and eventually paying off your debt is not just a possibility, but an achievable goal.

Here's everything you should have been taught about credit cards by age 15